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You will not own the merchandise until the total amount necessary to acquire ownership is paid in full or you exercise your early purchase option.** "No Credit Needed" does not mean or imply that no inquiry will be made of credit history or creditworthiness.
90 day and 120 day early purchase options not valid in all locations.
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I need a bit of laughter in my life and don't mind a man who is busy but can make time for "us time" .